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logoServices | Personal Accounts

Free Checking

Designed to offer basic checking account services for those with low average balances and minimal transactions.

  • No minimum opening balance
  • No monthly service fee
  • ATM or Visa Debit Card
  • Bill Pay available - Free for the first two months
  • No Excess Activity Fee
  • Free internet banking
  • Account Application

Regular Checking

A checking account designed for those with moderate average balances and transactions at minimal cost.

  • $100 minimum opening balance
  • $300 minimum daily balance required to avoid monthly service fee ($8 if balance falls below minimum)
  • ATM or Visa Debit Card
  • Free 24 Hour Internet Banking
  • Free Bill Pay
  • No Excess Activity Fee
  • Account Application

Interest Checking

An interest-earning checking account designed for those who maintain higher average balances.

  • $1,500 minimum opening balance
  • $1,500 minimum daily balance required to avoid monthly service fee ($15 if balance falls below minimum)
  • ATM or Visa Debit Card
  • Free 24 Hour Internet Banking
  • Free Bill Pay
  • No Excess Activity Fee
  • Interest compounded on the collected balance and paid monthly
  • Earns market rate of interest**. Please see rate sheet for current rate.
  • Account Application

Elders Checking (Age 55+)

An account honoring elders, where all fees are waived for the life of the account.

  • No minimum opening balance
  • No monthly service fee
  • ATM or Visa Debit Card
  • Free 24 Hour Internet Banking
  • Free Bill Pay
  • Free NATIVE AMERICAN BANK checks
  • No Excess Activity Fee
  • Account Application

Regular Savings

A savings account designed as an interest-earning account for those with very few withdrawals per month.

  • $100 minimum opening balance
  • $50 minimum daily balance required to avoid monthly service fee ($2 monthly service fee if balance falls below minimum)
  • Free 24 Hour Internet Banking
  • $1 per withdrawal that exceeds three per month*
  • Interest compounded on the collected balance and paid quarterly
  • Earns market rate of interest**. Please see rate sheet for current rate.
  • ATM Card
  • Account Application

Youth Savings

Designed for young people who wish to save for their future. The perfect product to teach the value of saving and provide them with banking experience as they mature.

  • $25 minimum opening balance
  • Free 24 Hour Internet Banking
  • $1 per withdrawal that exceeds three per month*
  • Interest compounded on the collected balance and paid quarterly
  • Earns market rate of interest**. Please see rate sheet for current rate.
  • Account Application

Premium Savings Accounts

Designed to offer higher rates to individuals with flexible spending and savings deposits.

  • $10,000 minimum opening balance
  • Account resorts to Regular Savings account terms if balance drops below minimum
  • Free 24 Hour Internet Banking
  • $1 per withdrawal that exceeds three per month*
  • Interest compounded on the collected balance and paid quarterly
  • Earns market rate of interest**. Please see rate sheet for current rate.
  • Account Application

Money Market Accounts

Designed to offer attractive interest rates for those with flexible liquidity needs. Please see rate sheet for current rates.

  • $2,500 minimum opening balance
  • $2,500 minimum balance required to avoid monthly service fee ($10 monthly service fee if balance falls below minimum)
  • $1 per withdrawal that exceeds three per month*
  • Interest compounded on the collected balance and paid monthly
  • Earns market rate of interest – Please speak with a Native American Bank representative for current rates, terms, and conditions. Please see rate sheet for current rates.
  • Account Application

Individual Retirement Accounts

Invest in your future. The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Please see rate sheet for current rates.

  • $100 minimum opening balance
  • Additional deposits accepted anytime (up to the allowable limits stipulated by the Internal Revenue Service)
  • See www.irs.gov for more information on retirement accounts
  • Customized compounding and interest payment frequency available
  • Earns market rate of interest – Please speak with a Native American Bank representative for current rates, terms, and conditions. Please see rate sheet for current rates.
  • Account Application

Certificates of Deposit

Designed for consumers, where liquidity is not needed, and fixed terms and higher interest rates are preferred. Please see rate sheet for current rates. For information and rates for CDs greater than $25,000 please call (303) 988-2727.

  • $1,000 minimum opening deposit
  • No monthly maintenance fee
  • Free 24 Hour Internet Banking
  • Customized compounding and interest payment frequency available
  • Earns market rate of interest – Please speak with a Native American Bank representative for current rates, terms, and conditions. Please see rate sheet for current rate.
  • Account Application