Visa® Platinum Credit Cards
– Consumer –
Rewards Platinum
Rates and Fees
- No Annual Fee¹
- Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
- Purchase and Balance Transfer APR: 11.74% to 21.74% variable APR based on creditworthiness.
cRewards®
- Earn one point per dollar on net purchases.
- Redeem points for merchandise, rental cars, cruises, hotels and airline travel.
- Airline tickets good on any airline with no blackout dates.
- Earn unlimited reward points that do not expire.
Cash Rewards Platinum
Rates and Fees
- No Annual Fee¹
- Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
- Purchase and Balance Transfer APR: 14.74% to 24.74% variable APR based on creditworthiness.
cRewards®
- Earn 1% cash back on net purchases.
- Cash rewards do not expire.
- Redeem for statement credit at cRewardsCard.com
- Redemptions starting at $25.
Edition Platinum
Rates and Fees
- No Annual Fee¹
- Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
- Purchase and Balance Transfer APR: 10.74% to 20.74% variable APR based on creditworthiness.
Card Features and Benefits
- 24/7 U.S. based customer service
- Online account management at MyCardStatement.com
- Cell Phone Protection²
- Chip Card Security
- Fraud Monitoring
- Email & Text Fraud Alerts
- Mobile Payments & Visa Checkout
- Travel Accident Insurance ($150K)*
Visa Enhancements
- Auto Rental Collision Damage Waiver**
- Purchase & Extended Protection
- Lost and Stolen Card Reporting
- Emergency Card Replacement
- Verified by Visa®
- Emergency Cash Disbursement
- Travel & Emergency Assistance
- Zero Fraud Liability
- Identity Theft Assistance
¹ See card application’s Important Disclosures for terms, rates and fees.
² To learn more about this benefit or to file a claim, visit CardBenefitsServices.com or call 1-866-894-8569
*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
** To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.
This card is issued by TCM Bank, N.A. Subject to credit approval.